:root{
  --navy:#0d1160; --navy2:#141b7d; --royal:#1464f4; --royal2:#0060f0; --cyan:#36bffa;
  --ink:#101828; --muted:#5b6b82; --bg:#eef2f9; --card:#ffffff; --line:#d9e2f0;
  --ok:#0e9f6e; --warn:#e8890c; --bad:#d92d20; --radius:14px;
  --shadow:0 8px 28px rgba(13,17,96,.12);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased}
a{color:var(--royal)}
button{font-family:inherit;cursor:pointer}
img{max-width:100%}
.hidden{display:none!important}
.loading{padding:60px 20px;text-align:center;color:var(--muted);font-size:16px}

.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.topbar-in{max-width:1180px;margin:0 auto;display:flex;align-items:center;gap:14px;padding:10px 16px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:44px;width:auto;border-radius:8px}
.topnav{margin-left:auto;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.navbtn{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:8px 14px;font-size:14px;font-weight:600}
.navbtn.active{background:var(--navy);color:#fff;border-color:var(--navy)}
@media(max-width:760px){
  .topbar-in{flex-wrap:wrap;gap:8px;padding:8px 12px}
  .brand img{height:36px}
  .topnav{order:2;flex:1 1 100%;margin-left:0;flex-wrap:nowrap;overflow-x:auto;overflow-y:hidden;padding-bottom:2px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .topnav::-webkit-scrollbar{display:none}
  .navbtn{flex:0 0 auto;white-space:nowrap}
}

.wrap{max-width:1180px;margin:0 auto;padding:18px 16px 90px}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 55%,var(--royal2) 130%);color:#fff;border-radius:20px;padding:34px 28px;box-shadow:var(--shadow)}
.hero .logo-band{background:#fff;border-radius:14px;display:inline-flex;padding:12px 18px;margin-bottom:20px}
.hero .logo-band img{height:58px;width:auto}
.hero h1{margin:0 0 10px;font-size:34px;line-height:1.15;letter-spacing:.2px}
.hero p{margin:0 0 18px;color:#cfe0ff;font-size:17px;max-width:680px;line-height:1.55}
.hero .cta-row{display:flex;gap:10px;flex-wrap:wrap}
.hero .fineprint{margin-top:16px;font-size:13px;color:#9db9f2}
.section{margin-top:34px}
.section h2{margin:0 0 6px;font-size:24px;color:var(--navy)}
.section .sub{margin:0 0 16px;color:var(--muted);font-size:15px;line-height:1.5;max-width:760px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px;margin-top:16px}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin-top:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 2px 10px rgba(13,17,96,.05)}
.card h3{margin:0 0 6px;font-size:17px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:14px;line-height:1.55}
.card .stepnum{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700;font-size:15px;margin-bottom:10px}
.card.plan{border-top:4px solid var(--royal)}
.card.plan.top{border-top-color:var(--navy);background:linear-gradient(180deg,#f4f7ff,#fff)}
.card ul{margin:10px 0 0;padding-left:18px;color:var(--muted);font-size:14px;line-height:1.6}
.price-note{display:inline-block;margin-top:12px;font-size:13px;font-weight:700;color:var(--navy);background:#eaf1fe;border:1px solid #c9dcfd;border-radius:999px;padding:5px 12px}
.honest{background:#fff;border:1px solid var(--line);border-left:5px solid var(--cyan);border-radius:var(--radius);padding:16px 18px;margin-top:26px;color:var(--muted);font-size:14.5px;line-height:1.6}
.honest b{color:var(--navy)}

.btn{border:0;border-radius:10px;padding:12px 20px;font-size:15px;font-weight:700;display:inline-flex;align-items:center;gap:8px;justify-content:center;text-decoration:none}
.btn-primary{background:var(--royal);color:#fff}
.btn-primary:active{background:var(--royal2)}
.btn-white{background:#fff;color:var(--navy)}
.btn-ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}
.btn-small{padding:8px 14px;font-size:13.5px;border-radius:8px}
.btn:disabled{opacity:.55;cursor:default}
.btn-ok{background:var(--ok);color:#fff}
.btn-danger{background:#fff;color:var(--bad);border:1px solid #f3c2bd}

.pill{display:inline-block;border-radius:999px;padding:3px 11px;font-size:12.5px;font-weight:700}
.pill-ok{background:#e3f6ee;color:#067647}
.pill-warn{background:#fdf0dd;color:#9a5b00}
.pill-bad{background:#fdeceb;color:#b42318}
.pill-info{background:#eaf1fe;color:var(--navy)}
.pill-grey{background:#eef1f6;color:var(--muted)}

.steps-nav{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 20px}
.steps-nav a{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:8px 14px;font-size:13.5px;font-weight:600;text-decoration:none}
.steps-nav a.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.pagehead h1{margin:0 0 6px;font-size:26px;color:var(--navy)}
.pagehead p{margin:0;color:var(--muted);font-size:15px;line-height:1.55;max-width:720px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 2px 10px rgba(13,17,96,.05);margin-top:16px}
.panel h3{margin:0 0 8px;color:var(--navy);font-size:17px}
.panel p{color:var(--muted);font-size:14.5px;line-height:1.6}
label.flabel{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin:16px 0 6px}
label.flabel:first-child{margin-top:0}
.hint{font-size:13px;color:var(--muted);margin-top:4px;line-height:1.5}
input[type=text],input[type=email],input[type=password],input[type=url],select,textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:11px 12px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff}
textarea{min-height:110px;resize:vertical;line-height:1.55}
input:focus,select:focus,textarea:focus{outline:2px solid #bcd3fd;border-color:var(--royal)}
.checkrow{display:flex;gap:10px;align-items:flex-start;margin-top:12px;font-size:14.5px;color:var(--ink);line-height:1.5}
.checkrow input{margin-top:3px;width:18px;height:18px;flex:0 0 auto}
.msg{border-radius:10px;padding:12px 14px;font-size:14.5px;line-height:1.55;margin-top:14px}
.msg-err{background:#fdeceb;color:#7a271a;border:1px solid #f3c2bd}
.msg-ok{background:#e3f6ee;color:#05603a;border:1px solid #a6e8cb}
.msg-info{background:#eaf1fe;color:var(--navy);border:1px solid #c9dcfd}
.wordbox{background:#f7f9fd;border:1px solid var(--line);border-radius:10px;padding:14px;font-size:15px;line-height:1.6;white-space:pre-wrap}
.mailbox{background:#f7f9fd;border:1px solid var(--line);border-radius:10px;padding:14px;margin-top:12px}
.mailbox .subj{font-weight:700;color:var(--navy);font-size:15px;margin-bottom:8px}
.mailbox .bod{font-size:14.5px;line-height:1.6;white-space:pre-wrap;color:var(--ink)}
.leadcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;margin-top:12px;box-shadow:0 2px 8px rgba(13,17,96,.04)}
.leadcard .top{display:flex;gap:10px;align-items:flex-start;flex-wrap:wrap}
.leadcard h3{margin:0;font-size:16.5px;color:var(--navy)}
.leadcard .meta{color:var(--muted);font-size:13.5px;line-height:1.6;margin-top:4px}
.leadcard .reason{margin-top:8px;font-size:14px;line-height:1.55;color:var(--ink)}
.score{margin-left:auto;text-align:center;background:var(--navy);color:#fff;border-radius:10px;padding:6px 12px;min-width:64px}
.score b{display:block;font-size:18px;line-height:1.1}
.score span{font-size:11px;text-transform:uppercase;letter-spacing:.5px;color:#bcd3fd}
.checklist{list-style:none;margin:12px 0 0;padding:0}
.checklist li{display:flex;gap:10px;align-items:flex-start;padding:9px 0;border-bottom:1px solid #eef1f6;font-size:15px;line-height:1.5}
.checklist li:last-child{border-bottom:0}
.checklist .mark{flex:0 0 auto;width:24px;height:24px;border-radius:999px;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;background:#eef1f6;color:var(--muted)}
.checklist li.done .mark{background:var(--ok);color:#fff}
.checklist li.now .mark{background:var(--royal);color:#fff}
.checklist a{font-weight:700}
.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:16px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px 16px}
.stat b{display:block;font-size:24px;color:var(--navy);line-height:1.1}
.stat span{font-size:13px;color:var(--muted)}
.switchrow{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:14px}
table.adm{width:100%;border-collapse:collapse;font-size:14px}
table.adm th,table.adm td{border-bottom:1px solid #e6ecf5;padding:9px 8px;text-align:left;vertical-align:top}
table.adm th{color:var(--navy);font-size:12.5px;text-transform:uppercase;letter-spacing:.4px}
.tblwrap{overflow-x:auto}
.sitefoot{background:#fff;border-top:1px solid var(--line);margin-top:20px}
.foot-in{max-width:1180px;margin:0 auto;padding:22px 16px 30px}
.foot-in img{height:38px;width:auto;border-radius:6px}
.foot-in p{color:var(--muted);font-size:13.5px;line-height:1.55;margin:10px 0 0}
.foot-small{font-size:12.5px!important}
.auth-wrap{max-width:460px;margin:26px auto 0}
.radio-cards{display:grid;gap:10px;margin-top:8px}
.radio-card{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);border-radius:12px;padding:13px 14px;background:#fff;cursor:pointer}
.radio-card input{margin-top:3px;width:18px;height:18px;flex:0 0 auto}
.radio-card b{color:var(--navy);display:block;font-size:15px}
.radio-card span{color:var(--muted);font-size:13.5px;line-height:1.5;display:block}
@media(max-width:640px){
  .hero{padding:26px 20px}
  .hero h1{font-size:27px}
  .wrap{padding:14px 12px 70px}
  .score{margin-left:0}
}